Business Lending made simple
through superior technology
and innovation

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LendingFront Application
BBVA Open Talent Finalist: LendingFront
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Small business credit is driven by daily cash flow not a consumer score which is at the center of consumer platforms or dated GAAP financials which are at the center of large commercial credits.

Our integrated platform unleashes the power and uniqueness of small business data to streamline and automate activities that are too costly and time consuming to execute by conventional means.

Highly automated lending process

Highly automated
lending process

Customized business products

Customized
business products

Automated cash flow and social media data

Automated cash flow
and social media data

Continuous life cycle monitoring

Continuous life
cycle monitoring

Realtime activity triggers

Realtime
activity triggers

OUR SOLUTION

Continuous integrated monitoring (CIM) of the business life cycle yields superior risk management, more efficient relationship management, faster decision making and less manual processing.

  • Customer
    Information
    System
  • Underwriting
    System
  • Documentation
    and Booking
  • Loan Accounting
    System
  • Performance
    Database
  • >Collections
    System
  • Information to Application
  • Underwriting to Underwriting
  • Documentation to Loan Closing
  • Loan Accounting to Billing and Payment
  • Performance to Monitoring and Risk Management
  • Collections to Collections
  • Application
  • Underwriting
  • Loan Closing
  • Billing and
    Payment
  • Monitoring and
    Risk Management
  • Collections

Before
LendingFront

Multiple Systems Support Lending Process

Incomplete data, disjointed processes and finite use of information.

Automated
Data Feeds

  • Operating
    Bank Account
    Data
  • Credit
    Bureau Data
  • SocialData
  • Financial
    Data
  • Application
  • Application
  • Underwriting
  • Underwriting
  • Loan
    accounting
  • Loan accounting
  • Portfolio
    management
  • Portfolio management
  • Monitoring
    and analisis
  • Monitoring and analisis
  • Collections
At the LENDINGFRONT

Seamlessly Integrated lending and loan management process powered by business data

Appropriate data, seamless processes and continuous use of information.

HOW IT WORKS

Application Management

Our technology handles every step of the application process via Web or API.

Data source capture and presentment

LendingFront’s platform automatically captures and structures social, credit bureau, fraud and cash flow data and presents the information in a way that is really simple to understand the health of the business.

Decisioning

LendingFront automates your underwriting policy or you can use our proprietary model to get a fast and accurate loan decision.

Loan Management

From portfolio performance dashboard, to electronic funding and payment collection our Loan management system automatically handles the entire loan life cycle. You will always know how your portfolio is performing.

Monitoring

LendingFront’s platform continuously monitors the performance of your customers and notifies you when action needs to be taken.

BENEFITS

Costs

Marketing (CPA)

Larger approval
funnel, more auto
renewals, better
targeting

Operational

Less manual processes,
less redundant activities,
trigger vs. process based
operations

Losses

More stable,
predictable and
measurable

Cost of Capital

Less risk means
lower cost

Profit

Increased Profitability

REQUEST DEMO

LendingFront Application

ABOUT US

LEADERSHIP TEAM:

Jorge Sun - LendingFront's CEO & CoFounder

Jorge Sun
CEO & CoFounder

Founding team member and Chief Credit Officer for On Deck Capital (IPO valued at $1.4B). Most recently, Head of Small Business Credit at Capital One Bank.

M.B.A in Finance from Columbia University and a B.A in Economics from University of Chicago.

Dario Vergara - LendingFront's CTO & CoFounder

Dario Vergara
CTO & CoFounder

First technical hire and SVP of Technology for On Deck Capital. Most recently, Head of Technology for Bonobos, the largest apparel brand ever built on the web in the U.S.

M.B.A in International Marketing from Baruch College and a B.A in Computer Science from Pontificia Universidad Javeriana.

ADVISORS:

Peter Schnall - LendingFront's Advisor
Adviser's brand

Peter Schnall
Advisor

Chief Risk Officer at Capital One Bank 2006 - 2013.

Andres Barreto - LendingFront's Advisor
Adviser's brand

Andres Barreto
Advisor

Seed investor and entrepreneur. Founder of SocialAtom Group, Grooveshark, PulsoSocial and Ownswipe.

Erik Stettler - LendingFront's Advisor
Adviser's brand

Erik Stettler
Advisor

Statistician and Financial Economist who has helped leading financial institutions react to some of the largest market crises in history. Director of SocialAtom Ventures.

Ofer Bar-Zakai - LendingFront's Advisor
Adviser's brand

Ofer Bar-Zakai
Advisor

Vice President of IT at On Deck Capital from 2013 to 2015.